Many of us are familiar with the annoying question from a retail store cashier: “Would you like to save 20% by applying for a credit card today?” A lot of us live life at a fast pace. It’s easy to make quick decisions when you’re under a time crunch, and we agree to...
Debt collection and bankruptcy laws have to carefully balance the needs of financial businesses with the needs of consumers. Businesses that lend to others generally expect timely repayment, while consumers want to receive dignified treatment, even if they fall behind...
Bankruptcy is a complicated issue that can vary from state to state but each chapter of bankruptcy uses the same terminology and follows the same basic process. There is the debtor, which is the person who has debt or owes money to a creditor. The debtor can either be...
If you’re considering filing for bankruptcy, there are many things you should take into consideration. There are some things that you may be doing that could actually be hurting your bankruptcy case. It is always a good idea to talk to a bankruptcy attorney if you are...
