Understanding Uninsured Motorist Coverage & Underinsured Motorist Coverage

If you’ve recently been involved in a car accident in the Wauwatosa or Milwaukee, WI area that resulted in harm to you or one of your family members, you may know that you have the right to pursue a personal injury lawsuit against the driver who caused the car crash. Your insurance and the negligent drivers insurance coverage will play a huge role when it comes to determining how much you can recover in damages and other related costs.

When someone causes a car wreck and injures you or a family, whoever is negligent, is liable to pay for medical bills, ongoing care, and even lost wages from not being able to work. The amount that is to be paid will be determined by a court settlement, and is usually paid out by the insurance company. Things can get very tricky when the negligent driver has very little insurance coverage, or in some cases has no insurance coverage at all.

Uninsured Motorist Coverage and Underinsurance Motorist Coverage is coverage that is on your own insurance policy that can help you recover financial damages in the case that the negligent driver does not possess insurance, or does not have enough coverage. By law, every driver in Wisconsin must have $25,000 in coverage for Uninsured Motorist. Almost every driver in Wisconsin will have Uninsured Motorist coverage, while not everyone will have Underinsurance Motorist coverage since the law does not require it. So if you or a family member has been injured due to a car wreck in the Wisconsin area, you definitely need to consider filing a personal injury lawsuit against the at fault driver. Our experienced attorneys in Wauwatosa and Milwaukee, WI will help you figure out what benefits you are entitled to receive. We will fight for you against the insurance companies so that you get what you deserve.  Please give us a call at 414-259-9300. We offer our personal injury services in Wauwatosa, WI and surrounding Wisconsin areas including Milwaukee, Waukesha, Ozaukee, Washington, Racine and Kenosha Counties.

Posted on: Thursday, February 4th, 2016
Categories: Car Accidents